Articles

Returning to study

What is different when you are not coming straight from school.

What this topic covers

  • Independent status, and what establishes it
  • Prior study, and what it means for aid
  • Employer support, and the questions to ask about it
  • Part-time enrolment and what it changes

Independent status, and what establishes it

Whether you are treated as a dependent or an independent student changes whose financial information the form asks about, and it is defined by specific criteria rather than by whether anyone supports you. Age, marital status, dependants and several other conditions come into it.

The criteria are published and are worth reading before you assume which applies to you, because it changes what you need to gather.

Prior study, and what it means for aid

There are limits on how long certain kinds of federal aid can be received, and previous enrolment counts toward them even where no qualification was completed. There are also requirements about academic progress.

If you have studied before, ask the aid office how your record is counted before you plan around a particular package.

Employer support, and the questions to ask about it

Where an employer contributes, the terms vary: what is covered, when it is paid, whether it is taxed, and what happens if you leave. Those terms often matter more than the amount.

Get them in writing, and check how the support interacts with other aid before assuming the two simply add together.

Part-time enrolment and what it changes

Studying part-time changes cost, timeline and in many cases aid eligibility, since some programmes require a minimum enrolment. It is a reasonable choice, and it is one to make with the consequences visible.

Ask what the minimum enrolment is for each part of your package before you drop below full-time.

studentaid.gov outranks this page. Figures, dates and rules change between academic years. These articles are written to help you read that site and your school's aid pages, not to stand in front of them. Start there.
Nothing here is a determination. We cannot tell you what you qualify for, and no website can. The programme and your school's financial aid office decide that, after you apply.

A question this did not answer?

Send it over. A person reads every message, and if the real answer belongs to your school's aid office we will say so.